ONE BEAUTIFUL HOME™ Remodel Financing

Life doesn’t wait, and neither should your home. Our remodel financing is designed for real homeowners dealing with real timelines—repairs, updates, expansions, and everything in between. Because we remodel in-house, we understand the costs, the process, and the stress points. That means realistic budgets, honest guidance, and funding terms that work for your immediate needs and long-term comfort. When you’re ready to improve your space, we’re ready to help you move forward faster and smarter. 

When the team funding your project is also the team completing the work, everything becomes easier. Clear budgets. Seamless communication. Fewer surprises. We combine in-house financing with in-house remodeling to deliver one streamlined experience—no running between lenders and contractors, no mixed messages, no delays. One team. One process. One clear path to the home you want. One dedicated home ownership expert looking out for your best interest. Click the button below to get started.

Whether you’re replacing outdated flooring, modernizing a bathroom, painting the entire home, upgrading windows, adding trim work, or doing a full renovation, we’ve got financing options to match. No two homes or homeowners are the same, so we help you choose the repayment plan, timeline, and structure that supports your goals—comfort, safety, function, or increased equity. You can take advantage of our no upfront money home equity value boosting program, or our fixed low monthly payment options. 

Tell us what you want to improve, fix, update, or elevate. We assess your goals, review the home’s needs, and design a remodel plan that matches your vision. Because construction and financing are both in-house, we can combine timelines, budgets, and funding into one clear path. No confusion. No competing agendas. Just a smart, guided start to the home you want. 

Once approved, your remodel moves into scheduling and production. Our team communicates openly about timelines, materials, scope, and budget—because everything is aligned under one trusted roof. Your financing supports the build, and the build respects the financing. Every dollar, every day, and every detail stays in sync. You will know what to expect during the entire process.

When the work is complete, you get the comfort, function, and beauty you’ve been waiting for—without financial stress upfront. Better living. Higher value. Long-term confidence. And if your home continues to evolve, we’ll be right there with you, ready to help with the next project, upgrade, or life change. Our goal is to become  your Homeowner Expert for life, not just a single transaction.

Your home deserves improvements even if your bank account needs a minute to catch up. With OBH’s No Upfront Money Program, you can complete the remodels, upgrades, and value-boosting repairs your home needs now—without paying anything out of pocket. From cosmetic refreshes to major improvements, we handle the planning, materials, project management, and cleanup so the process stays simple, predictable, and stress-free. You get a stronger home, more equity, and a better selling position, all without financial pressure or delays. 

Buying or selling a home should move you forward, not drain your savings or stall your next chapter. OBH’s Closing Cost Help Program bridges the gap so you can keep your momentum and avoid unnecessary stress. We assist with targeted closing expenses, negotiations, and financial support designed to remove barriers and make your transaction smoother. Whether you’re moving up, downsizing, or relocating, we help create a clear path that protects your equity, preserves your budget, and reduces pressure. Your goals matter — and we help you cross the finish line.  

Traditional banks move slow, investors demand high rates, and online lenders feel like a maze. OBH’s In-House Lending gives homeowners a simple, human, and practical financing path designed around real people—not rigid formulas. Whether you’re remodeling, repairing, or upgrading your home before selling, our integrated financing keeps everything aligned under one roof. No red tape, no hidden fees, no competing interests. Just clear guidance, flexible options, and a trusted team committed to helping you strengthen your home, your equity, and your long-term goals.